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Terms & Conditions

A legal disclaimer

TERMS OF USE

Effective Date: January 1, 2025

These Terms of Use (“Terms”) govern your access to and use of the SPEMFY.TV website, content, materials, and related services (the “Platform”).

By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Platform.

1. Educational Purpose Only

All content provided on SPEMFY.TV is for educational and informational purposes only.

Nothing on this Platform constitutes:

  • Legal advice

  • Financial advice

  • Medical advice

  • Psychological advice

  • Professional services of any kind

You are solely responsible for your own decisions, actions, and outcomes.

Use of this Platform does not create any professional-client relationship.

2. No Guarantees

SPEMFY.TV does not guarantee:

  • Specific results

  • Performance improvements

  • Financial outcomes

  • Emotional or psychological outcomes

Content is provided as general insight and conceptual guidance.

Individual results vary.

3. Intellectual Property

All content on the Platform, including but not limited to:

  • Text

  • Audio

  • Video

  • Graphics

  • Frameworks

  • Concepts

  • SPEMF methodology

  • Branding and design elements

is the intellectual property of SPEMFY.TV unless otherwise stated.

You may not:

  • Reproduce

  • Distribute

  • Modify

  • Republish

  • Create derivative works

  • Commercialize

any content without prior written consent.

Personal, non-commercial use is permitted.

4. User Conduct

You agree not to:

  • Use the Platform for unlawful purposes

  • Attempt unauthorized access to the site

  • Interfere with site security

  • Misrepresent affiliation

  • Post harmful or disruptive content

We reserve the right to restrict or terminate access for violations.

5. Assumption of Risk

You acknowledge that:

  • Use of the Platform is voluntary

  • You assume full responsibility for any decisions made based on content

  • You understand that applying conceptual frameworks involves personal judgment

SPEMFY.TV is not liable for any loss, harm, or damages arising from use of the Platform.

6. Limitation of Liability

To the fullest extent permitted by law, SPEMFY.TV shall not be liable for:

  • Direct damages

  • Indirect damages

  • Consequential damages

  • Loss of profits

  • Loss of data

  • Emotional distress

  • Business interruption

Use of the Platform is at your own risk.

7. Third-Party Links

The Platform may contain links to external websites.

SPEMFY.TV is not responsible for:

  • Content

  • Accuracy

  • Privacy practices

  • Policies

of third-party sites.

8. AI-Related Content Disclaimer

Certain content may discuss artificial intelligence, decision-making systems, or perceptual frameworks.

All such discussions are educational in nature and should not be interpreted as professional technical, legal, or advisory guidance.

9. Modifications to Platform

We reserve the right to:

  • Modify content

  • Update frameworks

  • Discontinue services

  • Restrict access

at any time without notice.

10. Indemnification

You agree to indemnify and hold harmless SPEMFY.TV from any claims, liabilities, damages, or expenses arising from your use of the Platform or violation of these Terms.

11. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Any disputes shall be resolved in the appropriate courts of that jurisdiction.

12. Changes to Terms

We may revise these Terms periodically.

Continued use of the Platform constitutes acceptance of updated Terms.

13. Contact

For questions regarding these Terms:

suzannlam@spemfy.tv
 

 

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